Titlebook: Understanding Consumer Financial Behavior; Money Management in W. Fred Raaij Book 2016 The Editor(s) (if applicable) and The Author(s) 201

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https://doi.org/10.1057/9781137544254Consumer behavior; financial behavior; money management; spending; financial literacy; financial illitera

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tation (chapter 2, this volume). Why should this be? In an age where practically all laboratory instruments have microprocessor-based controllers, less than half of the laboratories surveyed had ‘some’ instruments electronically linked to the LIMS database [1]. Why is this? The literature is replete

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ed in twin-rolled continuous cast strips of aluminum alloys melted in reverberatory furnaces. Its probable mechanism of formation inside the liquid is explained by the use of qualitative semi-empirical concepts of the alloy theory, supported by experimental work involving X-ray line profiles and EDA

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W. Fred van Raaijing the level of system reliability. The underlying philosophy is that each utility has the primary responsibility of ensuring the highest reliability of power supply to its consumers at the lowest possible cost.

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W. Fred van Raaijfooting with the performance as a figure of merit in digital circuit design. Portability and reliability [1] have also played a major role in the emergence of low-power, low-voltage, digital circuit designs. The need to extend the battery life, to have inexpensive packaging and cooling systems, and

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W. Fred van Raaijns because of their ability to include several types of hydrophobic guest molecules into their cavity. They are produced in technical plants by enzymatically catalyzed modification of starch simply via degradation of helical polysaccharide into ring shaped molecules. The chemical structures of CDs a

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